Linking of Aadhaar with Provident Funds such as GPF, PPF, EPF – Decision of Cabinet Secretariat Meeting
Employees Provident Fund Organisation
(Ministry of Labour, Govt of India)
Bhavishya Nideehi Bhawan, 14-Bhikaji Cama Place, New Delhi-110066
(CENTRAL ANALYSIS & INTELLIGENCE UNIT)
No. D-11011/36/2016- DBT (Cab.)
Dated 29.08.2017
Govt. of India
Cabinet Secretariat
DBT Mission
Subject:
Aadhaar linking and interoperability of General Provident Fund (GPF),
Public Provident Fund (PPF) and Employees’ Provident Fund (EFF) accounts
regarding.
A meeting was held under the chairmanship of
Joint Secretary, DBT Mission, Cabinet Secretariat on 25th August, 2017
at 11:00 A.M in the Conference Hall, 4th floor, Shivaji Stadium Annexe
Building, Rajiv Chowk, New Delhi on the subject mentioned above. The
list of participants is placed at Annexure I.
2. Joint Secretary,
DBT Mission welcomed the participants and stated that the objective of
the meeting is to deliberate on Aadhaar linking of GPF, PPF and EPF
accounts of employees, examine the possibility of a centralised
repository of employees” fund details with Aadhaar as the primary
identifier and establishing portability of fund accounts across
organisations. He requested all stakeholders to share comments and
suggestions in this regard.
3. Deputy CGA, Govt. Banking
Arrangements, D/o Expenditure informed that an on-line salary
application system, Employee Information System (EIS) is being developed
within PF MS for implementation in all Drawing and Disbursing Offices
(DDOS) and Pay Accounts Offices (PAOS) of Central Ministries. EIS is
envisaged to be a central repository of details of all salaried
employees, and it can also maintain details of GPF of government
employees. He further stated that at present, Aadhaar number is not a
mandatory field in employee information records, due to which Aadhaar
seeding may be low. it was discussed that if the employee data on E13
are linked with Aadhaar, it may serve the purpose of establishing
interoperability of salary and GPF accounts across DDOs. It was
highlighted that Railways and Defence departments are not covered under
£18. An example of e-Samarth was cited, which is a centralised database
of CRPP (Central Reserve Police Force) in MHA, which may be studied for
this purpose. Dy CGA also mentioned that M/o Railways and Defence may
also be consulted in this context.
4. Senior Audit Officer, Office
of Comptroller & Auditor General (CAG) of India, Delhi stated that
at present, State AG (Auditor General) offices assign new GPF numbers to
employees while moving across different FAQs and there is no
centralized mapping system with Aadhaar as the primary identifier. JS.
DBT Mission requested that the matter may be taken up with the Office of
C&AG, with the concerned Dy C&AG to examine the possibility of
mapping all State GPF subscribers across the country. It was suggested
that the role of a third party such as NSDL to create and maintain this
database may also be examined.
5. Assistant Director, D/o Posts
stated that that presently, around 25 lakh PPF accounts out of 27.2 lakh
accounts are on Core Banking Solution (CBS) network and these accounts
are portable across Post Offices. It was informed that every PPF account
is associated with a PPF number and a Customer Identification Form
(CIF) number, which is a unique number that holds all personal as well
as account related information of the customer. ideally, a customer can
have one CIF number in one post office. though the customer can have
multiple accounts under these numbers. It was further informed that
Aadhaar linking with individual accounts and CIF numbers is being
undertaken and 4.7 crore ClFs out of total 56 crore CIFs (which also
include savings certificates, term deposit accounts, etc) have been
seeded with Aadhaar. JS, DBT pointed out that Aadhaar seeding is very
low in this case, and the Department may undertake necessary actions to
expedite the same to achieve 100% seeding by December 31, 2017. It was
further suggested that all PPF accounts and CIF numbers may be linked
with Aadhaar and the Department may share its suggestions on
establishing a common repository of all PPF accounts using Aadhaar as
the identifier.
6. Deputy Director, M/o Labour & Employment
stated the Universal Account Number (UAN) provides portability for the
employees covered under EPF. It was informed that 14 crore out of 4
crore active subscribers’ records have been seeded with Aadhaar. It was
discussed that this will enable portability of EPF accounts when the
details of Bank Account, Aadhaar and PAN are seeded in UAN database of
the employees and are verified by employer on change of job. It was
suggested that Aadhaar seeding of all may be taken up priority.
7.
Deputy Secretary, Budget, D/o Economic Affairs stated that a host of
small saving schemes including PPF are Operated by post offices, public
sector banks and select private sector banks and Aadhaar seeding is
being undertaken in all these accounts. JS, DBT Mission enquired if the.
Department is taking any initiative to have a centralised platform for
all savings schemes, given that all banks use different systems and
Operate in silos. It was discussed that the Department may examine the
matter and share updates in this regard.
8. After detailed deliberations, the following were agreed upon.
i. All stakeholder Departments to ensure 100% Aadhaar seeding of GPF, PPF and EPF accounts by December 31, 2017.
ii.
All Departments to examine the possibility of developing common
platforms for their respective service subscribers/employees/account
holders using Aadhaar as the unique identifier to ensure portability
across the financial system.
iii. DBT Mission to hold a review
meeting with senior officers of all stakeholder Departments in the
second week of September. 2017 to discuss the issue further.
Annexure-I
List of Participants
1. Shri Peeyush Kumar, Joint Secretary, DBT Mission, Cabinet Secretariat-in Chair
2. Shri Amn Shanna, Director, DBT Mission, Cabinet Secretariat
3. Shri Neeraj Kumar Sharma, Deputy CGA, Govt. Banking Arrangements. D/o Expenditure
4. Ms. AnjanaVashishtha, Deputy Secretary, D/o Economic Affairs
5. Shri Dinesh Dharni, Deputy Director, M/o Labour & Employment
6. Shri Vijay Kumar Kanojia, Senior Audit Officer, Office of Comptroller & Auditor General of India
7. Dr.Ajinkya Kale, Assistant Director General, D/o Posts
8. Ms Disha Pannu, Assistant Director General, D/o Posts
9. Ms.Tulsipriya Rajkumari, Assistant Director, DBT Mission, Cabinet Secretariat
10. Ms. Jaya Kurnari, Assistant Audit Officer, Office of Comptroller & Auditor General of India
11. Shri Kamlesh, Assistant Audit Officer, Office of Comptroller & Auditor General of India
****
No. D-11011/36/2016-DBT (Cab.)
Government of India
Cabinet Secretariat
DBT Mission
4th Floor, Shivaji Stadium Annexe
Rajiv Chowk, New Delhi- 110001
Dated: 29th August, 2017
Subject:
Aadhaar linking and interoperability of General Provident Fund (GPF),
Public Provident Fund (PPF) and Employees’ Provident Fund (EPF)
accounts-regarding.
The undersigned is directed to forward
herewith a copy of record of discussion of the meeting held under the
chairmanship of Joint Secretary, DBT Mission, Cabinet Secretariat on
25.08.2017 at 11.00 AM on the subject mentioned above for information
and further necessary action, please.
(Tulsipriya Rajkumari)
Assistant Director
DBT Mission
*****
Employees’ Provident Fund Organisation
(Ministry of Labour, Govt. of India)
Head Office
Bhavishya Nidhi Bhawan, 14- Bhikaiji Cama Place, New Delhi – 110066
(CENTRAL ANALYSIS & INTELLIGENCE UNIT)
No.CAIU/011(44)2016/Aadhar/10273
Date: 22.09.2017
To
All ACCs (Zones) including ACC (ASD),
All RPFC-I/ RPFC 11 (Regional Offices),
Sub:-
Aadhaar linking and interoperability of General Provident Fund (GPF),
Public Provident Fund (PPF) and Employees’ Provident Fund (EPF)
-regarding.
Sir,
Please find enclosed herewith a letter
No.D-11011/36/2016-DBT (Cab.) dated 29.08.2017 received from Assistant
Director, Cabinet Secretariat, DBT Mission forwarding therewith record
of discussions of the meeting held under the Chairmanship of Joint
Secretary, DBT Mission on 25.08.2017, wherein it has been directed that
all the Departments should ensure 100% of Aadhaar seeding by December
31,2017.
2. It is requested to implement the instructions issued
by the Cabinet Secretariat, DBT Mission, New Delhi for seeding of
Aadhaar by December 31, 2017.
[This issues with the approval of ACC-II (CAIU)].
Yours faithfully,
(A.K. Mandal)
Regional P. F. Commissioner-I(CAIU)