CGA OM on Guidelines for payment of Government money into the
accredited bank branch of the Ministry/Department through Debit/ Credit
Cards and Net Banking facility.
Controller General of Accounts has issued an OM regarding payment of
Government money into the accredited bank branch of the
Ministry/Department through Debit/ Credit Cards and Net Banking facility.
No.1(1)/2006/ECS/TA/165
Government of India
Ministry of Finance
Department of Expenditure
Controller General of Accounts
7th Floor, Lok Nayak Bhawan, Khan Market
New Delhi-110511
Date: 28/03/2016
OFFICE MEMORANDUM
Subject: Guidelines for payment of Government money into the accredited bank branch of the Ministry/Department through Debit/ Credit Cards and Net Banking facility.
The facility to public for crediting the Government receipts directly
into the accredited bank of the Ministry/Department has been provided
under Rule, 7 of Central Government Account (Receipts and Payments)
(Amendment) Rules, 2012. At present, the, Government receipt is realized
in cash or by Cheque or Demand Draft or by Money Order
or Postal Order, or, in such other forms as may be prescribed by the
Government in terms of Rule 18 of Central Government Accounts (Receipts
and Payments) Rules, 1983. The transfer of funds through electronic mode
has also been prescribed by the Government under the Payment and
Settlement Act, 2007. Payments through Debit/ Credit Cards and Net
Banking have also gained popularity across the country. It has,
therefore, been decided to introduce the facility of Debit/Credit Cards and Net Banking also for payment of Government receipts into the accredited bank branch of the Ministry/Department.
2. The Debit/Credit Cards and Net Banking facility will be available to the public subject to the following conditions:-
2.1 The Ministries/Departments will make necessary banking
arrangement through their accredited banks authorized by RBI for
handling Government transaction under Section 45(1) of RBI Act,. 1934.
2.2 The engagement of accredited bank and any other intermediary by the accredited bank as gateway for Debit/Credit Cards and Net Banking shall be governed by ‘The Payment and Settlement Systems Act, 2007 (No.51 of 2007 dated 20-12-2007)
23 The intermediaries will follow the directions for Operation of
Accounts and settlement of payments for electronic transactions as
issued by the RBI vide letter No. RBI/2009-10/231(DPSS.CO PD.
No.1102/02.14.08/2009-10) dated 24-11-2009 (Annexure-I). They will be
responsible for collection of money, its payment to the accredited bank
and refund of failed/disputed transactions to the customers within the
period prescribed by the RBI in the aforesaid letter.
2,4 The commission to the intermediaries on the transaction Will be
charged from the customer along with the transaction as per the
pre/ailing practice and rates. The Government will not be responsible
for any such payment to the intermediaries.
2.5 The Ministries/Departments and their respective accredited banks
Shall create facilities for the public for payment of money through
Debit/Credit Cards and Net. Banking. The electronic challan form, to be
filled up electronically with such details of the transaction which are
necessary for reporting, reconciliation and. accounting purpose; will be
facilitated online at the payment gateway by
the Ministries/Departments.
2.6 The accredited-hank will be responsible for collating, scrolling
and reporting transaction-wise all aforesaid. payments to Pay and
Accounts Office and remittance of the same into the Government Account
in the RBI within the time limit i.e. T+1 working day as prescribed by
the RBI in consultation with Controller General of Accounts vide letter
No. RBI/2014715/416 (DGBA.GAD.NO.H 3203/42.01.01 172014-15) dated
21-01-2015 (Annexure-II)
2.7 The accredited bank will function as acquirer bank for all cards
and follow the instructions issued by the RBI-for handling Government
transactions through e-payment and provide challans, scrolls and DMS of
such transactions in the electronic form to the Pay and Accounts Office.
The Government account and scrolls-should give transaction-wise
details.
2.8 For successful card payment; the accredited bank will generate a
unique challan number linked to the branch code with clear identifier
for the mode of payment that is provided on the cyber receipt instant receipt.
2.9 The payment of Government money, once credited to Government Account trough Debit/Credit Cards
and Net Banking, will be refunded as per the departmental procedure for
refund of revenue and payment will be made by the Pay and Accounts
Office through normal mode of payment.
2.10 Ministries/ Departments may utilize Services available on ‘Non-Tax Receipt Portal’- bharatkosh.gov.in for non-tax receipts.
3. All the Ministries/Departments may keep the above guidelines in View While introducing the Debit/Credit Cards
and Net Banking facility for payment of Government money into bank
account by the public. The Ministry/Department desirous to introduce
such facility may do so in consultation with their Pr. CCA/CCA/CA or
head of accounting organization.
(Shankari Murali)
Joint Controller General of Accounts